Things sure do move fast when you're not buying a co-op. I already have a signed contract! When I bought my co-op (and, again, when I sold it) I didn't have the signed contract for months. Now I am desperately looking for all the necessary paperwork for the mortgage. I think I have everything except my 2004 W-2, that is packed away and buried in some box somewhere, I'm sure. Not quite sure what I'm going to do about that. Ironically, I actually did find a W-2 from 2001 ... SHEESH!